Explore our loan solutions for a brighter future
Welcome to CashXpress! We're here to provide fast, easy and convenient loans to help you bridge the gap during life's unexpected challenges. We are dedicated to providing you with the support you need to make the right decisions on your financial journey. Thank you for choosing us; we look forward to working with you.
Elevate your finances
with our featured services
Payday
In today's fast-paced world, unexpected expenses can often catch us off guard, leaving us in need of immediate financial assistance.
Payday loans emerge as a solution, providing quick access to funds without the hassle of extensive paperwork or collateral.
Secured
Secured loans are a form of credit that is backed by collateral, which acts as a guarantee for the lender in case the borrower defaults on the loan.
Collateral can include various assets such as vehicles, jewelry, land titles, and other valuable items.
Debt Consolidation
Our debt consolidation loans are capped at CI$ 10,000.00, providing an effective way to manage your debt more efficiently.
By consolidating your debts, you can focus on one monthly payment rather than juggling several.
Why choose CashXpress?
Apply, get approved, and
enjoy financial flexibility few steps
- Apply Online
- Document Upload
- Swift Verification
- Fast Fund Disbursement
Success stories
shared by our customers
Hezlin Whittaker-Downs
Brian Grant
Kierrah Waller
Trisha J.
Jonathan McLaughlin
Frequently asked
General questions
Cash Xpress charges an interest rate of 7.5% per week for payday loans. This rate applies to loans within the limit of CI$100.00 to CI$1,000.00. For civil servants and seniors, there is a discount rate of 5% per week.
Acceptable collateral for secured loans at Cash Xpress includes vehicles, jewellery, land titles, and other valuable items. These are required to secure the loan and are evaluated based on their value.
The maximum amount that can be borrowed through a debt consolidation loan at Cash Xpress is CI$10,000.00.
If the utility bill is not in the applicant's name, Cash Xpress requires a letter from the landlord or a rental contract to verify the applicant’s address.
Civil servants and seniors receive a discounted interest rate of 5% per week on payday loans from Cash Xpress.
The interest rate for secured loans at Cash Xpress is 7.5% weekly. These loans can be repaid in multiple installments, and there are generally no limits on the loan amount, which is determined based on the value of the collateral, income, monthly expenses, and application requests. The minimum amount for these loans is CI$1,000.00.
The requirements for applying for any loan at Cash Xpress include:
- One in-house photo
- Completed application form
- Job letter ( addressed to Cash Xpress) If you are self-employed, a copy of your Trade & Business License, if the License is being renewed, a copy of the renewal receipt, and the last T&B License along with your financial statements. (Please note that once you receive the new T&B license, it is required of you to send a copy to us.)
- Two most recent payslips (If applicable)
- Valid ID (driver's license and passport page)
- Most recent utility bill in your name (to verify proof address) If the utility is not in your name, we require a verification letter from the person's name on the utility bill
address to Cash Xpress with a copy of their valid I'D - Two character references
- Debit card account details (required for repayment of loan if necessary).
- Work permit (if applicable)
- Collateral(applicable)
Foreign nationals applying for a loan at Cash Xpress need to provide an overseas address in addition to the standard requirements, which include identification, proof of address, job letter, recent payslips, character references, work permit (if applicable), completed application form, debit card information, and collateral (if applicable).
