Welcome to CashXpress! We're here to provide fast, easy and convenient loans to help you bridge the gap during life's unexpected challenges. We are dedicated to providing you with the support you need to make the right decisions on your financial journey. Thank you for choosing us; we look forward to working with you.
In today's fast-paced world, unexpected expenses can often catch us off guard, leaving us in need of immediate financial assistance.
Payday loans emerge as a solution, providing quick access to funds without the hassle of extensive paperwork or collateral.
Secured loans are a form of credit that is backed by collateral, which acts as a guarantee for the lender in case the borrower defaults on the loan.
Collateral can include various assets such as vehicles, jewelry, land titles, and other valuable items.
Our debt consolidation loans are capped at CI$ 10,000.00, providing an effective way to manage your debt more efficiently.
By consolidating your debts, you can focus on one monthly payment rather than juggling several.
Kindly note that our standard maximum for first-time borrowers is CI$500.00.However, we pride ourselves on maintaining a flexible and client-focused approach. Depending on eligibility and the specific circumstances, we are sometimes able to consider exceptions on a case-by-case basis.
Yes, you can repay your loan early without any penalties. In fact, early repayment may even save you money on interest. Please contact us if you wish to make early repayment or need more information
The processing time is typically 1-3 business days once all required documents are received. If additional documentation is needed, this may extend the processing time.
To qualify for a loan with Cash Xpress, your work permit should have at least 6 months to 1 year of validity remaining at the time of your application. This ensures sufficient time for manageable repayments within the terms of your current employment. If your permit is nearing expiry, we recommend renewing it prior to applying.
If you miss a payment, please contact us immediately to discuss your options. Late fees may apply, and missed payments can affect your credit history with us and depending on the extent of the missed payment(s) may result in further escalation. It’s important to keep us informed and make arrangements if you're unable to make a payment on time.
Yes, we offer same-day processing for an additional fee of CI$20. To qualify for same-day processing, all required documents must be received in ample time for a thorough review. Please ensure that your application and documents are submitted promptly to take advantage of this service.
Once your application is approved, funds can be disbursed within 24-48 hours. Some cases may take longer depending on verification requirements.
The minimum loan term for a loan at Cash Xpress is one (1) week.