Immediate Cash Access
Flexible Repayment Options
No Collateral Required
Payday loans from Cash Xpress offer a convenient solution for individuals in need of quick financial assistance. Unlike traditional loans, payday loans don't require any collateral; instead, they are approved based on your salary and expense ratio. This means you can access funds without worrying about putting up assets as security.
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Cash Xpress offers competitive rates for payday loans, charging a weekly rate of 7.5%. Additionally, there's a limit on the amount you can borrow, ranging from CI$100.00 to CI$1,000.00, depending on your financial situation and needs.
What sets Cash Xpress apart is its commitment to customer satisfaction. Civil servants and seniors enjoy special privileges, with a discounted weekly rate of 5% for payday loans. This reflects Cash Xpress's dedication to providing accessible financial solutions to all members of the community, regardless of their income or age.
Cash Xpress charges an interest rate of 7.5% per week for payday loans. This rate applies to loans within the limit of CI$100.00 to CI$1,000.00. For civil servants and seniors, there is a discount rate of 5% per week.
Acceptable collateral for secured loans at Cash Xpress includes vehicles, jewellery, land titles, and other valuable items. These are required to secure the loan and are evaluated based on their value.
The maximum amount that can be borrowed through a debt consolidation loan at Cash Xpress is CI$10,000.00.
If the utility bill is not in the applicant's name, Cash Xpress requires a letter from the landlord or a rental contract to verify the applicant’s address.
Civil servants and seniors receive a discounted interest rate of 5% per week on payday loans from Cash Xpress.
The interest rate for secured loans at Cash Xpress is 7.5% weekly. These loans can be repaid in multiple installments, and there are generally no limits on the loan amount, which is determined based on the value of the collateral, income, monthly expenses, and application requests. The minimum amount for these loans is CI$1,000.00.
The requirements for applying for any loan at Cash Xpress include:
Foreign nationals applying for a loan at Cash Xpress need to provide an overseas address in addition to the standard requirements, which include identification, proof of address, job letter, recent payslips, character references, work permit (if applicable), completed application form, debit card information, and collateral (if applicable).
Secured loans are a form of credit that is backed by collateral, which acts as a guarantee for the lender in case the borrower defaults on the loan.
Collateral can include various assets such as vehicles, jewelry, land titles, and other valuable items.
Our debt consolidation loans are capped at CI$ 10,000.00, providing an effective way to manage your debt more efficiently.
By consolidating your debts, you can focus on one monthly payment rather than juggling several.